The Ormond Agency – Homeowner Insurance for the State of Florida
The Ormond Agency is committed to the principles of service, integrity and education. We aim to place the needs of our clients above our own, understanding that the only way we benefit from the client/agent relationship is through the satisfaction of the client.
Florida Homeowner Insurance – What Can The Ormond Agency Do For You?
As one of the top agencies in Florida, we offer cost effective rates and we only work with highly rated insurance carriers. Our comprehensive insurance plan includes coverages for flood and water liability as well as hurricane coverage. Our agents can walk you through the entire process as well as get you the best quote possible based on the information provided.
Things to know before you buy Homeowners Insurance
Many people don’t think about homeowners insurance until they actually need it – and by then it could be too late to help with an emergency! Here are some tips on how to save money on quality homeowners insurance:
1. Shop and compare before you buy: There are plenty of companies offering homeowners insurance but which one to choose? Most insurance companies offer the ability to search online and if you’d like a more personal approach, pick up the phone and call us. Quote comparisons can help you find the best possible rate available to you. Remember though – cheaper isn’t always better!
2. Consider choosing a higher deductible: The higher your deductible, the less you need to pay in your policy premiums. Your deductible is the amount you need to pay if something happens to your home. If you choose a higher deductible, make sure you can pay it in case of an emergency. Most deductibles start around $250, however if you choose to raise it to $500, you could save up to 12%. If you raise it $1000, you can double your savings to as much as 24%.
3. Ask your insurance agency for a Risk Analysis: One mistake many house and property owners make is to include the purchase price of your land when insuring your home. Including the land could make the coverage a lot more expensive. When you are estimating the value of your home, keep that in mind. The values of your home are at risk for many things, such as a fire or even theft, however the land of your home is not at that high of a risk for damage, and therefore may not need to be covered.
Our service area for your Insurance needs
Our staff combines Florida’s finest agents and the most highly trained customer service representatives meaning all your inquiries and estimates are handled by qualified professionals.
We cover drivers in the following counties:
We also serve metropolitan areas such has Daytona Beach, Jacksonville, Melbourne, Orlando and Tampa. For more info fill out our form online or call 866-464-5600 and ask for an estimate today!