FL Homeowners Insurance

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Homeowners Information

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Florida Homeowner Insurance

In Florida, homeowners insurance is a very important aspect of home ownership. Making sure your home is insured means protecting both you and your family from devastating losses. And making sure your home is insured through The Ormond Agency means a peace of mind knowing you got the best insurance plan possible.

Our FL homeowners insurance policies are designed to cover the structure of your home and includes protection for personal property and liability coverages. We only work with responsible clients and this fiscal responsibility reflects in our low rates for the insured. By insuring your home with The Ormond Agency you can have the peace of mind knowing that you’re insured against the risks you face. Our standard home insurance provides the following types of coverage:

Dwelling : Pays for damage or destruction to your house and any unattached structures and buildings. Examples include fences, attached garage, or patio cover. These policies also includes hurricane coverage.

Personal Property: At  full replacement, the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed. This policies also includes hurricane coverage.

Liability : Protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.

Medical Payments: Covers medical bills for person(s) injured on your property.

Loss of Use: Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida Homeowners Insurance policies pay 10% to 20% of the amount of your Dwelling coverage.

Flood Coverage : Even though home owners insurance does not cover damage from floods, we do offer flood insurance to protect your home or business and can be added to your home owners insurance.

For more information on Home Owners Insurance in Florida, contact one of our associates or just call us at 866-464-5600 to discuss your home owners insurance needs.